

Be a smart financial consumer!
Before swiping your credit card, know your options and understand its terms and risks for responsible borrowing and repayment.
Ask yourself these questions first:
Remember to check your credit card's interest, fees, and charges.
Make sure that the total cost and promo details of what you're buying are clear — especially if you're paying in installments.


If you encounter issues with payments, remember:
Credit cards can help manage budget, but there will always be risks such as online scams and phishing.
To avoid scams:
To avoid penalties: